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Understanding Your Credit

A good credit score can save you a great deal of money over the course of a loan while a poor credit score can hurt you. The name of the game is to work conscientiously toward improving your credit score so that you can get the lowest interest possible. Qualify for a mortgage and get the lowest interest rate your financial institution has to offer. Did you know you can request a free credit report from each of the three credit reporting companies once every twelve months? Know where you stand. Request your free credit report.

To learn the fundamentals of improving your credit, play the multimedia right here. Find out:
  • Who are the credit bureaus? How can you contact them?
  • How can you obtain your credit report?
  • How do the credit bureaus determine your credit score?
  • What are some strategies to improve your credit score?
Listen to the Podcast (Podcast transcript here)
Watch the Video (Video transcript here)