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Routing Number: 254074345

Credit Cards

Congressional Federal offers a robust line-up of Visa® credit cards with features ranging from travel points to cash back to low rates. Choose the Visa card that best meets your unique needs.

Credit Card Comparison

Congressional Federal Credit Cards Visa Signature® Premier Rewards Visa Signature® Cash Rewards Visa Platinum® Rate Saver
Introductory APR 0.00% APR introductory rate for 6 billing cycles. After that your APR will be 14.15% to 18.00%. 0.00% APR introductory rate for 6 billing cycles. After that your APR will be 13.15% to 18.00%. 0.00% APR introductory rate for 6 billing cycles. After that your APR will be 9.15% to 18.00%.
Balance Transfer 3.99% APR introductory rate for 12 billing cycles. After that your APR will be 14.15% to 18.00%. 3.99% APR introductory rate for 12 billing cycles. After that your APR will be 13.15% to 18.00%. 3.99% APR introductory rate for 12 billing cycles. After that your APR will be 9.15% to 18.00%.
Introductory Bonus Receive 10,000 Points in the first 90 days after spending $1000 Receive $100 in the first 90 days after spending $750  
No Penalty APR checkmark checkmark checkmark
No Annual Fee checkmark checkmark checkmark
No Cash Advance Fee checkmark checkmark checkmark
No Balance Transfer Fee* checkmark checkmark checkmark
No Foreign Transaction Fee checkmark    


Credit card perks and benefits

Feature Visa Signature® Premier Rewards Visa Signature® Cash Rewards Visa Platinum® Rate Saver
Auto Rental Collision Damage Waiver checkmark checkmark checkmark
Roadside Dispatch checkmark checkmark checkmark
Travel and Emergency Assistance Services checkmark checkmark checkmark
Travel Accident Insurance checkmark checkmark checkmark
Warranty Manager Service checkmark checkmark checkmark
Personal Identity Theft Reimbursement checkmark checkmark checkmark
Visa Concierge Service checkmark checkmark  
Emergency Medical/Dental Benefits checkmark checkmark  
Trip Cancellation Reimbursement checkmark checkmark  
Cash Back checkmark checkmark  
Reward Points checkmark    
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Verified by Visa is the new way to enjoy added security for all your online Visa card purchases. Through our secure authentication process, your identity is protected and confirmed, with your personal password, each time you purchase at a participating merchant site. With Verified by Visa, you can be assured that using your Visa card on the Web is just as safe as using it a local merchant around town.

Simply click on the Verified by Visa logo to register your credit card.

Verified by Visa Logo

Visa Signature Application and Solicitation Disclosure

Additional Security: Register to receive Visa® Alerts for your CFCU Credit Card

Register to receive Visa® Alerts for your CFCU Debit Card

*Promotional-rate convenience check transactions may incur a balance transfer fee. Please refer to your offer for details.