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Routing Number: 254074345

Credit Cards

Congressional Federal offers a robust line-up of Visa® credit cards with features ranging from travel points to cash back to low rates. Choose the Visa card that best meets your unique needs.*

Credit Card Comparison

Congressional Federal Credit Cards Thrive by Congressional Federal Credit Union Visa Signature® Premier Rewards Visa Signature® Cash Rewards Visa Platinum® Rate Saver
Introductory APR 0.00% APR introductory rate for 6 billing cycles. After that your APR will be 13.99%. 0.00% APR introductory rate for 6 billing cycles. After that your APR will be 14.65% to 18.00%. 0.00% APR introductory rate for 6 billing cycles. After that your APR will be 13.65% to 18.00%. 0.00% APR introductory rate for 6 billing cycles. After that your APR will be 9.65% to 18.00%.
Balance Transfer 3.99% APR introductory rate for 12 billing cycles. After that your APR will be 13.99%. 3.99% APR introductory rate for 12 billing cycles. After that your APR will be 14.65% to 18.00%. 3.99% APR introductory rate for 12 billing cycles. After that your APR will be 13.65% to 18.00%. 3.99% APR introductory rate for 12 billing cycles. After that your APR will be 9.65% to 18.00%.
Introductory Bonus   Spend $1000 in the first 90 days and receive 
10,000 Points  
Spend $750 in the first 90 days and receive $100  
Fixed APR 13.99%      
Late Fees $5 first time late fee $15 for second late fee      
Credit Line Increase $500 line increase after first 12 months of on-time payments      
Account Upgrade Account review after 2 years      
No Penalty APR checkmark checkmark checkmark checkmark
No Annual Fee checkmark checkmark checkmark checkmark
No Cash Advance Fee checkmark checkmark checkmark checkmark
No Balance Transfer Fee** checkmark checkmark checkmark checkmark
No Foreign Transaction Fee   checkmark    


Credit card perks and benefits

Feature Thrive by Congressional Federal Credit Union Visa Signature® Premier Rewards Visa Signature® Cash Rewards Visa Platinum® Rate Saver
Roadside Dispatch
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Travel and Emergency Assistance Services
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Travel Accident Insurance
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Personal Identity Theft Reimbursement
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Visa Concierge Service   checkmark checkmark  
Emergency Medical/Dental Benefits
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Trip Cancellation Reimbursement
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Cash Back   checkmark checkmark  
Reward Points   checkmark    
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Additional Security: Register to receive Visa® Alerts for your CFCU Credit Card

Register to receive Visa® Alerts for your CFCU Debit Card

Fraud Alerts: Register to receive automated real-time fraud alerts for your CFCU Visa Credit Card

*Terms and conditions apply.
**Promotional-rate convenience check transactions may incur a balance transfer fee. Please refer to your offer for details.