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Routing Number: 254074345

Defined Growth. Lasting Confidence.

Share Certificates

Choose a share certificate when you want safety, security, and a guaranteed return. Select from several terms, from 90 days to five years. For maximum flexibility, choose your exact maturity date. Most certificates are also available as IRAs.

Limited-Time Offer • March 1 – April 30

18-Month Savings Certificate

 
3.75%
APY*

Start with as little as $250 and earn a fixed return with a defined 18-month growth period.

Already a Member?
Call 703-934-8300 or visit a branch to open your certificate.
3.75%
APY*
 
*APY = Annual Percentage Yield. Minimum balance to earn the advertised APY is $25. Minimum deposit to open is $250. Rate effective March 1, 2026. Offer available through April 30, 2026. APY is subject to change without notice. Early withdrawal penalties may apply. Fees could reduce earnings. Membership eligibility required.

Fixed Rate Certificate

Your rate stays the same for the entire term, providing predictable and reliable growth.

Jumbo Certificate

Earn a high fixed rate with balances of $100,000 or more.

Flexible Saver1

This 1-year fixed certificate has a minimum balance of $100 and maximum of $1,000.

Growth Starts Here

Opening a share certificate is simple. Members can get started right away, and new members can begin with a quick membership application.

 
Members

Call 703-934-8300 or visit a branch to open your certificate.

New Members

Start by opening your Congressional membership account. Once established, you can open a certificate by phone or at a branch.

Apply Now

1 Rates may change after account opening.

**APY = Annual Percentage Yield. APY is subject to change without notice. Penalty may be imposed for early withdrawal; fees could reduce earnings. Minimum balance to earn dividends varies between share certificates. Most certificates are available as IRAs.