Terms and Conditions
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS SITE, OR ANY PAGES THEREOF.
COPYRIGHT © WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 2016. ALL RIGHTS RESERVED.
All content included on this site, such as text, graphics, images, photographs, audio clips, digital clips, and logos, is the property of Wright Patman Congressional Federal Credit Union ("Credit Union") and is protected by both United States and International copyright laws. Any copying, downloading, reproduction, or other use of any information contained on the site may be punishable as a criminal offense as provided in 18 U.S.C. 2319.
USE OF INFORMATION AND MATERIALS
The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Your continued use of the website indicates your continued agreement to be bound by this Agreement, as changed from time to time. You should view these agreements periodically to stay informed of changes that may affect you. Unauthorized use of Credit Union's web sites and systems including but not limited to unauthorized entry into Credit Union's systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited. Your eligibility for particular products and services is subject to final determination by Credit Union and/or its affiliates. Investment services are not credit union deposits or insured by the National Credit Union Share Insurance Fund ("NCUSIF") or other entity, and are subject to investment risks, including possible loss of principal amount invested.
Cookies also allow us to collect information such as browser type, time spent on the site, pages visited, language preferences, and your relationship with us. We use the information for security purposes, to facilitate navigation, to display information more effectively, to personalize your experience while engaging with us, and to recognize your device to allow your use of our online banking products and services. We collect statistical information about the usage of the site in order to continually improve the design and functionality, to monitor responses to our advertisements and content, to understand how Members and visitors use the site and to assist us with resolving questions regarding the site.
Cookie Settings and Do Not Track Signals
You can refuse to accept cookies and enable “Do Not Track” signals as most devices and web browsers offer their own privacy settings. You will need to manage your privacy settings for each device and browser you use. If you do not accept cookies, you may be unable to use many features of our site, including online products and services. For example, you will not be able to access our online banking services if all cookies are blocked.
“Do Not Track” signals and cookie settings may vary among browsers and devices. We attempt to create a consistent experience for Members but we may be unable to recognize all privacy settings due to the evolution of industry standards and technological advancement.
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THE INFORMATION AND MATERIALS CONTAINED IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS ARE PROVIDED "AS IS", "AS AVAILABLE". CREDIT UNION DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESSED OR STATUTORY INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS.
LIMITATION OF LIABILITY
IN NO EVENT WILL CREDIT UNION BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS SITE OR ANY LINKED SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF CREDIT UNION, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.
All information submitted to Credit Union via this site shall be deemed and remain the property of the Credit Union and Credit Union shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this site provides Credit Union through this site. Credit Union shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the Credit Union or as otherwise specifically agreed or required by law. Nothing contained herein shall be construed as limiting or reducing Credit Union's responsibilities and obligations to its members in accordance with the Wright Patman Congressional Federal Credit Union's Privacy Notice.
Credit Union may assign to each member authorized to conduct business on this web site a unique User ID ("User ID") and a corresponding password and/or other access codes ("Access Code") to enable the member to access and use such functions within the Sites as member shall authorize. Member shall (i) maintain, (ii) take appropriate steps to ensure that anyone to whom it gives the User ID or Access Code ("Authorized User") maintains, and (iii) inform any Authorized User of member's obligation to maintain, the confidentiality of User IDs and Access Codes and the security of the Sites. Member shall not permit any person other than an Authorized User to access or use the Sites on its behalf or to use any User ID or Access Code and shall educate and familiarize those Authorized Users who access and/or use the Sites with member's obligations under this Agreement. Member acknowledges and agrees that member and/or its Authorized User may access the Sites through the World Wide Web or other Internet service which is not necessarily secure, and Credit Union does not warrant that such system is secure. Member agrees to be bound by all communications (and the consequences thereof) placed on, executed through or facilitated by the Sites that are accompanied by a valid User ID and a valid Access Code assigned to member or an Authorized User. Upon becoming aware of, or if member suspects, a technical failure or any improper access to or use of the Sites or Access Codes by any Authorized User or other person, member shall promptly notify Credit Union of such occurrence, and shall, as promptly as practicable, to the extent any improper access or use is by an Authorized User, take immediate actions to terminate such Authorized User's access to and use of the Sites. Credit Union reserves the right to limit or terminate member's or any Authorized User's access to and use of the Sites immediately and without notice.
CHILDREN'S ONLINE PRIVACY PROTECTION ACT (COPPA)
The Children's Online Privacy Protection Act (COPPA) was passed to give parents increased control over what information is collected from their children online and how such information is used. The law applies to websites and services directed to, and which knowingly collect information from children under 13. The credit union's websites and online services are not directed to children under the age of 13, nor is information knowingly collected from them. For additional information on COPPA protections, visit the Federal Trade Commission's website
This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.
Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.
Use of this site shall be governed by all applicable Federal laws of the United States of America and the laws of the District of Columbia. You hereby consent and submit to jurisdiction in the Federal or state courts of Washington, D.C., United States of America.