The Congressional Transfer

* New members only. Earn up to $500 in combined Transfer Season incentives. All offers subject to eligibility requirements and applicable terms. Offer valid June 1 through July 31, 2026. Congressional Federal Credit Union membership required. Insured by NCUA.

¹ New members only. Open a Heritage or Capitol Checking account and activate your debit card within 30 days of account opening. $150 credited to member’s checking account within 90 days of qualifying activation.

² New members only. Establish a qualifying direct deposit of $500+ within 60 days of account opening. $150 credited to member’s checking account within 90 days of qualifying direct deposit.

³ New members only. Move a savings balance of $5,000+ from another financial institution to Congressional. Qualifying savings accounts include money market, share certificate, or savings account. IRAs do not qualify. $100 credited to the member's base share savings account within 90 days of completed transfer. Our savings accounts earn an APY (Annual Percentage Yield) of 0.15% on a minimum balance of $0. Our money market account APY depends on the average daily balance. For example, earn 1.10% APY with a minimum $2,500 to open. Our share certificates earn APYs that depend on the maturity you choose. For example, our 2-year share certificate earns 3.60% APY on a minimum balance of $1,000. APYs current as of 6/1/2026. Savings and money market account rates may change after an account is opened. Fees may reduce earnings. A fee may be imposed for early withdrawal.

⁴ Refinance an auto, personal, home equity loan, or transfer a credit card balance of $10,000+ from another financial institution to Congressional. $100 credited to the member’s base share savings account within 90 days of loan funding. Not all will qualify. Equal Housing Lender.