Congressional Youth Accounts
New school year, new savings habit. A Congressional Youth Account gives them a head start today, and momentum for every milestone ahead.
When you open a Youth Account for those aged 17 and under, we'll deposit $50 for them and $50 for you.
Who's eligible? Children 17 and under who are new members of Congressional.
Ages 0-12
Teach your youth to save early and build smart money habits they'll carry into adulthood.
◦ Helps kids keep track of their money
◦ Reward incentives to encourage saving
◦ Earns dividends on every dollar
◦ Transfer money through Online Banking, Teller24, or ATMs
◦ Must be a joint account with an adult2
Ages 13-17
Give teens the tools they need to learn real-world money skills with savings, checking, and a Visa® Check Card.
◦ Basic savings account + checking account2
◦ Free Visa® Check Card with ATM access3
◦ Valuable financial education for upcoming big decisions
◦ Register for Visa® Alerts and automated fraud alerts for extra security
Dividends on every dollar
Money management skills
Rewards for saving
Prepared for milestones
Track their money
Confidence & independence
How to Get Started
Choose the account that fits your youth's age
Download and complete the membership application
Submit by mail, securely online, fax, or at any branch
Receive your $50 bonuses, one for your youth, one for you
Mail to PO Box 2408, Merrifield, VA 22116-2408 | Fax to 703.934.8307
Or visit us at Capitol, Longworth, Rayburn, Ford, or Oakton
Questions? Call 703.934.8300
1Offer valid August 3 through December 31, 2026. $50 bonus will be deposited into the youth account and $50 into the parent or guardian's account upon opening a new Congressional Kids or Congressional Freedom Savings Account. A $5 minimum deposit is required to open; available balance will be $45. Limit one bonus per youth account. Eligible for minors under 18 who have not previously been members of Congressional Federal Credit Union. The Annual Percentage Yield (APY) for the Congressional Kids and Congressional Freedom Savings Accounts is 0.15% as of August 3, 2026. The APY may change after the account is opened. A minimum balance of $5 is required to earn the stated APY. Fees could reduce earnings on the account. Terms subject to change. Federally insured by NCUA.
2A parent, guardian, or adult must be included as a joint owner. Checks are not ordered for the checking account unless requested.
3Third-party ATMs may charge a fee for transactions or information inquiries.