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Routing Number: 254074345

Pandemic Relief

If you have been affected by the on-going pandemic, Congressional Federal is here to help. We recognize that these uncertain times can cause undue hardship and personal financial stress. We offer a variety of Pandemic Relief Programs to help you get back on your feet.

Congressional Federal Credit Union Assistance Programs

  • Payment deferment on existing loans
    As you deal with this world-wide pandemic, we may be able to defer payments on your existing Congressional Federal loans and credit card balances. Contact us to discuss your current payments.
  • Relief Line of Credit
    Designed for members who have been impacted by a pandemic, the Relief Line of Credit has an initial rate of 0.00% APR* during the 60 day draw period. Thereafter, the rate is 4.00% APR* on the remaining balance for 36 fixed equal monthly payments.
  • Line-of-credit limit increases 
    We may be able to increase the credit limits on your existing Congressional Federal line of credit. Contact us for more information.
  • Waiving penalties for early share certificate withdrawal
    If you need to access funds in a share certificate, we can waive any early withdrawal penalties.
  • Suspension of Automatic Payments, Transfers, and DBOs
    Upon your request, we can suspend any automatic activities in your accounts.
  • Personal Loans
    Take control of your finances by switching your high interest rate loan to an affordable personal loan. Rates are as low as 6.99% APR*.
  • Financial Coaching
    As a member of Congressional Federal, you have access to free one-on-one financial coaching. The financial counselors can help build your budgeting skills, create financial plans, discuss your credit report and ways to alleviate debt. Click for more information.
For more information on our relief programs, contact our Member Service Representatives at

Pandemic preparedness resources


* APR = Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Not all applicants will qualify for the lowest rate. Not all applicants will qualify for the maximum loan amount. Not applicable for existing personal loan refinances. Contact us for details.