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Routing Number: 254074345

Understanding Your Credit

A good credit score can save you a great deal of money over the course of a loan, and a poor credit score can hurt you. The name of the game is to conscientiously work toward improving your credit score so that you can qualify for a mortgage and get the lower interest rate your financial institution is offering. This podcast and video will teach you the fundamentals:
  • Who are the credit bureaus? How can you contact them?
  • How can you obtain your credit report?
  • How do the credit bureaus determine your credit score?
  • What are some strategies to improve your credit score?

"World of Credit" podcast - Text transcript

"Understanding Your Credit Score" video (below)- Text transcript