Loan-by-Phone

Applying for a loan couldn't be easier! Our automated Loan-by-Phone application system makes it as simple as a telephone call, day or night.

To reach Loan-by-Phone, use a touch tone telephone and dial (703) 934-8300, (800) 491-CFCU or 6-3100 from Capitol Hill.

At the prompt for Teller 24, press or say one(1) and follow the instructions for Loan-by-Phone.

You will then be asked for your account number and birthday.

Note: Enter each digit slowly and all numbers as two digits. For example, when entering May 1, 1975, you should key in 050175. You will then be prompted through the system.


In addition to applying for a loan, you can also access the following information through Loan-by-Phone:

  • Current Loan Rates
  • Loan Descriptions and Information
  • Loan Payment Calculator
  • NADA Valuations

To assist you when applying, you (and your co-applicant when applicable) should have the following information at your fingertips:

Social Security Number
Gross Annual Income
Date you began working for your current employer
Monthly mortgage or rent amount
Total monthly financial obligations, excluding rent or mortgage
Approximate market value of primary residence
Number of years at current residence

Also, remember to enter whole dollar amounts (no cents) and press the * key if you need to repeat a question.