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January 6, 2009

Congressional Visa Credit Cards

We Offer the Original No Gimmick Credit Cards

Our consumer-friendly credit cards mean you'll save money with each transaction. There are no hidden penalty fees and our interest rates are competitive. Plus, we offer great benefits are no additional charge to you.

	Visa Platinum With Rewards	Visa Platinum	Visa Student Platinum
Introductory APR*	4.9% APR for 6 months on new purchases	4.9% APR for 6 months new purchases	4.9% APR for 6 months new purchases
Introductory special	Earn points for balance transfers during first 30 days (1 point for each $2 transferred)	-	-
Rewards	One point for every dollar purchased; redeemable for air travel and name-brand merchandise	-	-
Credit limit	$1,000 - $35,000	$1,000 - $35,000	$1,000 - $5,000**
Cash advance and balance transfer fee	None	None	None
Everyday APR	8.5% APR	8.5% APR	8.5% APR
Cash advance and balance transfer APR	8.5% APR	8.5% APR	8.5% APR
Grace period for purchases	25 days	25 days	25 days
Annual fee	$48	$0	$0
Travel accident insurance Automatic fee coverage	$1,000,000	$1,000,000	$1,000,000
Extended warranty manager service - Register to extend the warranty on a product you purchased	Yes	Yes	Yes
Auto rental insurance Free additional coverage on a 24-hour basis	Yes	Yes	Yes
Personal identity theft insurance - Protection if your card is lost or stolen	Yes	Yes	Yes
Zero Liability and Verified by Visa protection - You're protected from unauthorized use of your card or account information. With this policy, your liability for unauthorized transactions is $0 - you pay nothing	Yes	Yes	Yes
Online account access Easy 24/7 access to your account through Congressional Online	Yes	Yes	Yes

* Annual Percentage Rate. Rates, terms, and promotion subject to change or end without notice. Approval subject to credit review and income requirements.
** The maximum limit for a Student Platinum Visa is $5,000.

All of our credit cards offer:

No balance transfer fees
No convenience check fees
No telemarketing
100% protection with Visa's Zero Liability policy
Personal identity theft coverage
Auto rental insurance

Plus, you'll enjoy the benefits of:

25 day interest-free grace period for purchases
Travel accident insurance
Optional automatic payment plan
Verified by Visa online fraud prevention

Protect Your Visa Card

Take the Visa^® card you already use, add a password to confirm online purchases, and you have Verified by Visa. It's the new service that helps ensure that only you can use your Visa card online.

Free Online Coupons