Visa Credit Cards

Type	Annual Percentage Rate	Payment	Daily Periodic Rate	Notes
Platinum with Rewards	4.9% APR for first 6 months on purchases, all other transactions 8.5% APR	3% of balance, $15 minimum	0.0260274%	$48 annual fee for rewards program - earn points for air travel and name brand merchandise Limits $1,000 to $35,000 After 6 months, the APR goes to the everyday rate, currently 8.5% APR
Platinum	4.9% APR for first 6 months on purchases, all other transactions 8.5% APR	3% of balance, $15 minimum	0.0260274%	No annual fee. This card does not earn points Limits $1,000 to $35,000 After 6 months, the APR goes to the everyday rate, currently 8.5% APR
Student Platinum	4.9% APR for first 6 months on purchases, all other transactions 8.5% APR	3% of balance, $15 minimum	0.0260274%	No annual fee. This card does not earn points Limits $1,000 to $5,000 After 6 months, the APR goes to the everyday rate, currently 8.5% APR
Terms and rates are subject to change without notice. Approval is subject to income requirements and credit review.

Apply Today
There are many convenient ways to apply or upgrade your existing Congressional credit card to Platinum with Airline Miles:

• Use Loan-by-Phone 24 hours a day, everyday
• Contact Us by telephone
• Visit a Congressional FCU Branch
• Apply online through Online Banking
• Download a Credit Card Application
• Download an Account Transfer Form to upgrade your existing credit card