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Congressional Visa Credit Cards

Our consumer-friendly credit cards mean you'll save money with each transaction. There are no hidden penalty fees and our interest rates are competitive. Plus, we offer great benefits are no additional charge to you.

platinum card        
  Visa Platinum With
Rewards		 Visa
Platinum		 Visa
Student Platinum

Introductory APR*

4.9% APR for 6 months on new purchases

4.9% APR for 6 months new purchases

 4.9% APR for 6 months new purchases

Introductory special

Earn points for balance
transfers during first 30 days (1 point for each $2 transferred)

 - -

Rewards

One point for every dollar purchased; redeemable for air travel and name-brand merchandise

 - -

Credit limit

$1,000 - $35,000

$1,000 - $35,000

$1,000 - $5,000**

Cash advance and balance transfer fee

None

None

None

Everyday APR

8.5% APR

8.5% APR

8.5% APR

Cash advance and balance transfer APR

8.5% APR

8.5% APR

8.5% APR

Grace period for purchases

25 days

25 days

25 days

Annual fee

$48

$0

$0

Travel accident insurance
Automatic fee coverage

$1,000,000

$1,000,000

$1,000,000

Extended warranty manager service - Register to extend the warranty on a product
you purchased

Yes

Yes

 Yes

Auto rental insurance
Free additional coverage
on a 24-hour basis

Yes

Yes

Yes

Personal identity theft insurance - Protection if your card is lost or stolen

Yes

Yes

Yes

Zero Liability and Verified by Visa protection - You're protected from unauthorized use of your card or account information. With this policy, your liability for unauthorized transactions is $0 - you pay nothing

Yes

Yes

Yes

Online account access
Easy 24/7 access to your account through Congressional Online

Yes

Yes

Yes

* Annual Percentage Rate. Rates, terms, and promotion subject to change or end without notice. Approval subject to credit review and income requirements.
** The maximum limit for a Student Platinum Visa is $5,000.