Whether you are planning your golden years or saving for your first home, an IRA from Congressional FCU is the smart way to save for your future. We offer Traditional, ROTH and Coverdell Education Saving Accounts (formally Education IRAs) that have federal tax advantages that will help you accumulate your money. There are no minimum balance requirements for Congressional's IRAs, so you can open one with any amount of money! (Consult your tax advisor for federal tax benefits.)

IRA Service Center
The tools and capabilities offered through the IRA Service Center are designed to help you plan for your retirement. By visiting the IRA Service Center you can open Traditional, Roth, or Coverdell Education Saving Accounts, conduct IRA transfers and rollovers, and request IRA distributions. There are four main sections of the IRA Service Center you can visit at anytime!

		Learning About IRAs		Opening an IRA
		Planning Your Retirement		Servicing an Existing IRA

IRA Certificate Accounts
If you are looking to invest $1,000 or more, you may want to consider an IRA Certificate Account. You can open a certificate for any term from six months to five years. You may make additional deposits to your IRA Certificate Account during the term of the certificate.

Wire Transfer Services
Wiring money is a fast way to send money domestically and internationally. Learn more >>