Holiday expenses can get out-of-hand if you're not diligent. An easy way to prepare for these annual expenses is to set up a Holiday Club Account. This automatic savings plan enables you to save throughout the year. In fact, you can use this account to help save for any annual expense; it's not just for the holidays!

How Does It Work
You make regular, automatic deposits to your Holiday Club Account every month. On November 1, these funds are automatically transferred into your regular share savings account for your use.

To keep this account open for the following year, simply keep making your monthly deposits. Or, if you prefer to stop the deposits during the holidays, reinstate your automatic deposits by February 1.

What are the Requirements?
To open the account, you must make at least a $25.00 deposit.

To maintain the account, you must make monthly automatic deposits of at least $25.00.

Any early withdrawals incur a $10.00 fee (per withdrawal). If you think that you may be prone to dipping into your Holiday Club Account, you may wish to consider using your regular share savings account instead of this automatic savings plan. You can avoid the withdrawal fee, but you won't receive the benefit of a structured savings plan.

Get Started Today
Simply complete the Holiday Club Account form and return to the Credit Union. We'll do the rest!