A Certificate Account is a great way to save for both long and short-term goals. Our flexible terms, rates, and low minimum balance requirements make saving a breeze.

		Flexible terms from 90 days to five years		Set your own maturity date
		$100 minimum to open - Flexible Saver		Adds diversity to your portfolio
		$1,000 minimum for all others, except Jumbo

You will not lose any portion of your principal if you need to withdraw your money before the maturity of the certificate. However, there is a penalty for early withdrawals.

Certificate Secured Loans are also available!

Flexible Saver Certificates
This certificate allows you to make deposits, up to $1,000, into the account during its one year term. The minimum to open this certificate is $100. This is a great way to develop a savings plan.

Fixed Rate Certificates
Our fixed rate certificate allows you to lock in your dividend rate over the entire term of your certificate.

Adjustable Rate Certificates
Our adjustable rate certificate gives you to option of bumping up your dividend rate once over the term of your certificate. You can change your rate to match the current dividend rate of the same-term adjustable rate certificate. The maximum change allowed is 2.00%. All certificates, except for the Jumbo, Flexible Saver, and Specials, are available as Adjustable Rate Certificates.

Jumbo Certificates
Earn a higher dividend rate with a $100,000 minimum balance.

Wire Transfer Services
Wiring money is a fast way to send money domestically and internationally. Learn more >>