A Reserve Line of Credit gives you the extra cash you need, when you need it most. To access your extra funds, you simply write a check. Your funds are transferred when you write a check or use your check card for more funds than you have available. So there is no worry of bouncing checks, which saves you money from fees and keeps your credit history in good standing. You can even transfer the funds from your credit line using Online Banking and Teller 24.

• No application fee or annual fee
• Revolving credit line up to $15,000
• Low fixed rate
• Easy to advance funds
• No worry of bouncing checks
• Make advances in any amount up to your available credit limit
• Only charged interest on used funds