Financial Accounts


Congressional FCU is 100% committed to protecting your financial information. We work everyday to protect your accounts and identity, but we also need your help. To start, you should never throw your monthly share statements, credit card statements, or convenience checks in the trash. Shredding these items will help in protecting your identity. The links below will give you additional ways to protect your personal information.
 

ATM and Debit Card Safety Tips
bullet Protecting Your Checking Account
bullet Tips to Use an ATM Safely
bullet Managing Your ATM Use

Credit Card Tips and Tools
bullet Basic Credit Card Safety
bullet Safeguard Your Personal Information

Managing Your Credit Report
Checking your credit report annually is one of the best ways to see if you have been a victim of fraud. Many times people have no idea they have had their identity stolen until they review their credit report. Someone may have intentionally gained access to your personal information and obtained credit in your name. 

Checking your credit report allows you to manage the content of your report. You might have credit card accounts that you thought were closed, but after viewing your report you learn they are still open. Reviewing your report annually will give you peace of mind and will keep your credit in good shape. Get a free copy of your credit report from each of the three major credit bureaus every 12 months. Go to www.annualcreditreport.com or call (877) 322-8228 to order your credit report directly. Calling is the best way to order your credit report. If you do decide to order your credit report online, make sure you enter the correct web address. Otherwise, you could be led to an imposter site acting as a "free credit report" web site.  

Reading a credit report can be overwhelming. Make sure that you go through your report entry by entry. If you need assistance reading and understanding your report, turn to our Financial Counselor. This confidential service is free.

Managing Your Credit Report - Click here for tips!