Savings and Certificate Rates

Effective: May 1, 2007

Account Type Annual Percentage Yield Dividend Rate Balance to Obtain Rate Minimum to Open

Classic Checking

N/A

 N/A N/A

$0

Capitol Checking

0.50%

 0.50%

$1,000 and above

$1,000

Money Market

2.02%
2.38%
2.78%
3.14%
2.00%
2.35%
2.75%
3.10%
$2,000 - $19,999.99
$20,000 - $49,999.99
$50,000 - $99,999.99
$100,000 and above

$2,000

IRA Daily

2.02%
2.38%
2.78%
3.14%
2.00%
2.35%
2.75%
3.10%
$0 - $19,999.99
$20,000 - $49,999.99
$50,000 - $99,999.99
$100,000 and above

$0

Membership Savings

1.00%

 1.00%

$0 and above

$5

Second Savings

1.00%

 1.00%

$0 and above

$0

Looney Tunes Savings

1.00%

 1.00%

$0 and above

$5
Christmas Club Account 1.00% 1.00% $0 and above $25
Golden Hill Money Market
2.02%
2.38%
2.78%
3.14%
2.00%
2.35%
2.75%
3.10%
$0 - $19,999.99
$20,000 - $49,999.99
$50,000 - $99,999.99
$100,000 and above
$0

*The dividend rates and annual percentage yields (APY) disclosed in the table above are as of the last dividend declaration date. The dividend rates and APYs on all share accounts may change weekly as determined by the Credit Union Board of Directors.

 

Certificate Rates

Effective: May 1, 2007
Type Annual Percentage Rate Dividend Rate Minimum to Open

5 year certificate

5.38%

 5.25%

$1,000
4 year certificate 5.27% 5.15% $1,000
3 year certificate 5.17% 5.05% $1,000

2 year certificate

5.12%

 5.00%

$1,000

1 year certificate

4.59%

 4.50%

$1,000
Jumbo - 1 year certificate 5.22% 5.10% $100,000

6 month certificate

4.33%

 4.25%

$1,000
Jumbo - 6 month certificate 5.12% 5.00% $100,000
Flexible Saver - 1 year certificate 4.59% 4.50% $100
Jumbo - 90 day certificate 5.01% 4.90% $100,000
Adjustable Rate Certificates are also available for all terms listed above with the exception of the Jumbo, Flexible Saver, and Special certificates. The dividend rate is 0.25% less than the rate for similar term fixed rate certificates. $1,000

The rates and APYs were offered within the most recent seven calendar days and are accurate as of the effective date listed above. All certificates are available as IRAs.